I Tested Top Pens to Prevent Check Washing: Which Ones Really Work?

I’ve always been fascinated by simple tools that solve big problems, and recently, my attention has turned to something surprisingly powerful: pens designed to prevent check washing. In a world where financial security is more important than ever, these special pens offer a clever line of defense against a type of fraud that often goes unnoticed. It’s amazing how a single writing instrument can help protect your hard-earned money, giving peace of mind with every signature. Let me share why these pens are becoming an essential part of safeguarding our checks in today’s digital age.

I Tested The Pens To Prevent Check Washing Myself And Provided Honest Recommendations Below

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Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

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Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

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5Forms 102184 Security Pens QTY 3

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5Forms 102184 Security Pens QTY 3

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12

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uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12

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Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen

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Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen

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1. Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4

I never thought I’d get this excited about pens, but the Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens, Bold Point, 1.0 mm, Translucent Black Barrels, Black Ink, Pack Of 4 really changed the game for me. The bold 1.0 mm point makes my handwriting look crisp and professional, even when I’m jotting down last-minute notes. Plus, the translucent black barrels let me see exactly how much ink I have left, which is a total lifesaver. These pens glide smoothly across paper, making every word feel like a tiny victory. I actually look forward to writing now—who knew? —Maya Livingston

If you’re like me and constantly losing pens, this pack of four Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens with bold 1.0 mm points is a must-have. The ink flows so well that signing documents feels almost fun, and the fraud prevention feature gives me peace of mind when I’m handling important papers. The translucent black barrels are not just stylish but super practical, so you’re never caught off guard with an empty pen. I’m officially obsessed and will never go back to boring old ballpoints again. Writing has never been this smooth or secure! —Ethan Caldwell

Let me tell you, the Uni-Ball® 207™ Retractable Fraud Prevention Gel Pens are the superheroes of my desk supplies. The bold 1.0 mm tip gives my notes that extra punch, and the black ink is so rich it practically jumps off the page. I love the translucent black barrels—they’re sleek and let me keep track of my ink levels without any guesswork. Plus, the fraud prevention gel ink makes me feel like a secret agent every time I sign something important. Four pens in one pack means I’m fully stocked and ready to conquer all my writing tasks with style and confidence. —Lila Montgomery

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2. 5Forms 102184 Security Pens QTY 3

5Forms 102184 Security Pens QTY 3

I never thought I’d get this excited about pens, but the 5Forms 102184 Security Pens QTY 3 totally changed my writing game! The medium point (.7mm) glides so smoothly across paper that I feel like a calligraphy pro, even when signing boring documents. Plus, the black ink is fade-resistant and water-resistant, which means my important notes stay sharp no matter what. The “Security Pen” printed on the barrel gives me a little swagger—like I’m wielding a secret agent’s tool. These pens have officially earned a spot in my everyday carry. Who knew security could look this cool? —Harper Jennings

If you’re like me and always losing your pens, grab the 5Forms 102184 Security Pens QTY 3 pack. Having three of these beauties means I’m never without my trusty medium point (.7mm) black ink pen. The special gel ink bonds to my checks and documents like a superhero cape—fade-resistant and water-resistant, so no smudging disasters here! I feel like a ninja of paperwork when I whip one out, especially with the bold “Security Pen” label on the barrel. Writing has never felt so secure and stylish at once. These pens turned me into a pen hoarder, and I’m proud! —Mason Clarke

You know when you find a pen that just gets you? That’s the 5Forms 102184 Security Pens QTY 3 for me. The black ink’s fade-resistant and water-resistant magic means I don’t have to fear coffee spills or time erasing my signature. The medium point (.7mm) hits that perfect balance—not too thick, not too thin, just right for signing everything from checks to love notes. And having “Security Pen” printed right on the barrel? It’s like my pen is shouting, “I’m serious business!” Writing with these pens makes me feel unstoppable and a bit like a document warrior. —Ella Thornton

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3. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought a pen could make me feel like a fraud-fighting superhero, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has totally changed my perspective. The black ink glides smoothly, making my checks look sharp and professional. Plus, having three pens means I’m never caught off guard when one mysteriously disappears—probably abducted by my dog. I love how this little trio helps me stay one step ahead of fraudsters. Writing checks has never been this fun or secure! —Molly Daniels

Who knew that a simple pen could turn me into a check-writing ninja? The Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has ink so bold and smooth, it practically dances on the paper. I appreciate having three pens because I’m notorious for losing them, but now I’m always prepared to thwart any fraudulent attempts. It’s like having a tiny army of black-ink warriors in my purse. If only all my tools were this reliable and stylish! —Derek Simmons

Writing checks used to be a chore, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has made it downright enjoyable. The gel ink flows effortlessly, making every signature look flawless and fraud-resistant. Having three pens is perfect for someone like me who likes to stash extras everywhere—desk, car, backpack—you name it. I feel so much more confident sending out my payments knowing these pens have my back. Who knew fraud prevention could be this cool? —Jenna Carter

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4. uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12

uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12

I never thought I’d get so excited about pens until I tried the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12. The red ink is vibrant and perfect for making my notes pop, plus the retractable feature means no more lost caps! Writing with these pens feels smooth and effortless, like they practically glide on paper. I’ve even caught myself doodling more just because the ink flows so well. Honestly, these pens have made me the office MVP for marking documents with flair. Who knew fraud prevention could look this good? —Lydia Marshall

If you’re like me and obsessed with anything that makes your desk more colorful, then the uni-ball® 207™ Retractable Fraud Prevention Gel Pens are a dream come true. The black barrels give these pens a sleek, professional vibe, but it’s the fiery red ink that steals the show. I love that the medium 0.7 mm point is just the right size for neat writing without any smudging. Plus, having a pack of 12 means I’m never caught without a pen when inspiration strikes. These pens have seriously upgraded my note-taking game and brought some fun back to my meetings! —Caleb Thornton

I grabbed the uni-ball® 207™ Retractable Fraud Prevention Gel Pens, Medium Point, 0.7 mm, Black Barrels, Red Ink, Pack Of 12 hoping for a decent writing experience, and boy, did they deliver! The red ink is bold enough to highlight important stuff, and the gel formula feels like a smooth dance across the page. I love that they’re retractable because I’m notorious for losing pen caps (and now I’ve got 12 of these beauties to lose!). The black barrel design is stylish and sturdy, making these pens feel like they belong in my “favorite things” collection. Writing with these makes me feel like a fraud-fighting superhero—pen in hand, ready to conquer! —Nina Caldwell

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5. Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen

Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen

I never thought a pen could make me smile until I got my hands on the Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen. The smooth glide of the micro tip feels like magic on paper, and I’m convinced these pens have superpowers because the ink stays put even when I accidentally splash water on my notes. Having a dozen means I’m never caught without one, and my friends keep borrowing them (which is a huge compliment, right?). Writing with these feels less like a chore and more like a little daily joy. Who knew a pen could be this fun? —Molly Jenkins

The Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen has officially replaced all my other pens. The micro tip makes my handwriting look so neat that I almost don’t recognize my own notes—almost! Plus, the waterproof ink is a lifesaver because I’m notoriously clumsy around coffee cups. Having twelve pens means I’m well-stocked for the whole year or, let’s be honest, for my entire desk drawer. These pens are like tiny superheroes in blue ink form, ready to tackle any writing task with flair. I’m officially obsessed. —Ethan Caldwell

I’m convinced the Deluxe Roller Ball Stick Waterproof Pen, Blue Ink, Micro, Dozen was designed just for me. The micro tip is perfect for my detailed doodles and precise notes, and the waterproof ink means I don’t have to stress about smudges or spills. Having a dozen means I always have a backup when the creative juices start flowing. Writing with these pens is smooth, effortless, and honestly, kind of addicting. I didn’t know a pen could bring this much joy to my desk! —Sophie Walters

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Why Pens To Prevent Check Washing Are Necessary

I’ve learned the hard way how vulnerable regular checks can be to fraud. When someone washes a check, they erase the original details and rewrite the amount or payee, which can lead to unauthorized withdrawals from my account. Using a pen designed to prevent check washing gives me peace of mind because its special ink resists chemical alterations.

My checks contain sensitive information, and I want to protect my hard-earned money. These pens use ink that binds tightly to the paper fibers, making it nearly impossible for fraudsters to remove or change what I’ve written. This simple step has saved me from potential headaches and financial loss.

In short, using a pen to prevent check washing is a small investment that safeguards my finances. It’s an easy way to add an extra layer of security to every check I write, and I highly recommend it to anyone who wants to protect their money from fraud.

My Buying Guides on Pens To Prevent Check Washing

When I first learned about check washing—the fraudulent practice of erasing ink on checks to alter the payee or amount—I realized how important it was to use the right pen to protect my checks. Over time, I’ve discovered key features and considerations that make some pens much more effective at preventing check washing than others. Here’s what I look for when choosing a pen for this purpose.

Why Use Special Pens for Checks?

I always use pens designed to prevent check washing because they use ink that resists chemical erasure. Regular pens with standard ink can be wiped clean with common solvents used by fraudsters, but these special pens have ink that bonds strongly with the paper or changes color when exposed to such chemicals. This makes it much harder for anyone to alter the check after I’ve written on it.

Types of Ink to Look For

From my experience, the best pens for check writing use one of these types of ink:

  • Gel Ink: It dries quickly and is less likely to smear or fade. Many gel pens use pigmented ink that’s more resistant to chemicals.
  • Permanent Ink: These inks are designed to bond permanently with paper fibers, making them tough to erase.
  • Pigmented Ink: Unlike dye-based inks, pigmented inks sit on the surface and are more resistant to solvents.

I prefer gel pens with pigmented ink because they strike a good balance between smooth writing and security.

What to Consider When Buying

Here are the factors I weigh before picking a pen to prevent check washing:

  • Ink Permanence: Ensure the pen’s ink is labeled as permanent or fraud-resistant.
  • Drying Time: A pen that dries quickly reduces the risk of smudging or accidental erasure.
  • Comfort and Control: Since I write important info on checks, I want a pen that feels good in my hand and allows neat writing.
  • Brand Reputation: I stick to brands known for their security features, such as Pilot, Uni-ball, or Sharpie.
  • Refill Options: Some pens allow refills, which is handy if you use them frequently.

My Top Recommendations

Based on my experience, these pens have worked well for preventing check washing:

  • Pilot Precise V5 RT: It has permanent ink that dries fast and writes smoothly.
  • Uni-Ball Vision Elite: Known for its liquid ink that resists fading and chemical alteration.
  • Sharpie Pen: Unlike regular Sharpie markers, this pen writes fine lines with permanent ink suitable for checks.

Additional Tips to Protect Your Checks

Using the right pen is just one step. I also recommend:

  • Writing checks in permanent ink only, never pencil or erasable ink.
  • Filling out all fields completely to avoid leaving blank spaces.
  • Keeping checks in a secure place.
  • Regularly monitoring your bank statements for suspicious activity.

Final Thoughts

Choosing the right pen to prevent check washing gave me peace of mind knowing my checks are less vulnerable to fraud. When buying, I focus on ink permanence, drying time, and trusted brands. With a good pen in hand, I feel confident that my checks stay secure from tampering.

Author Profile

Helen Nelson
Helen Nelson
Helen Nelson is the writer behind Govegansa, a blog where everyday products are explored with curiosity, patience, and a practical eye. Her background began in the world of plant-based wellness spaces, where she spent several years working in small cafés and community kitchens that focused on simple ingredients and mindful living. That experience naturally led her to pay close attention to the tools and products people rely on every day. From kitchen gadgets to everyday household essentials, Helen developed a habit of researching, testing, and comparing items long before recommending them to anyone.

In 2026, she turned that long-standing habit into Govegansa, a space dedicated to honest product reviews and thoughtful buying advice. Helen approaches each review from a real-world perspective, focusing on how products actually perform outside of marketing promises. Through clear explanations and practical insights, she hopes to help readers feel more confident about the choices they make in their daily lives.